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SMIFS Finance provides complete life insurance coverage through innovative technologies, cost-effective discounts, and personalised services. Our dedication guarantees that you have a comprehensive protection package. Explore the various benefits that SMIFS Finance offers for your security.
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What risks does this policy cover?
The risks which this policy covers will depend on the type of product you choose which can include:
Home
Health
Life
General
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A life insurance policy constitutes a legal agreement between an individual (policyholder) and the insurer. In this contractual arrangement, the insurer commits to paying a policy benefit upon the occurrence of specified events. The policyholder, in turn, remits a consideration known as the insurance premium.
If your policy lapses, it can be reinstated or revived. Revival entails restoring coverage and benefits from a lapsed insurance policy. Insurance companies typically give you three to five years (depending on the type of insurance policy) from the date of the first unpaid premium to reinstate a lapsed life insurance policy.
Yes, you will receive the entire premium amount paid for this policy when it matures.
There is definately a free look period. However, the free look period varies from policy to policy. When you get life insurance, you often have a period (known as a free look period) during which you can change your mind without incurring any penalties. This period can run between 10 and 30 days, depending on the insurance carrier and the state you live in. Each state specifies a minimum number of days during which you can study your insurance for free before committing to it.
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Head office address:
5th, Vaibhav Building, 4, Lee Rd, Sreepally, Bhowanipore, Kolkata, West Bengal 700020
Call for help:
(91) 98 30 1212 15
(91 33) 4011 5400
(91 33) 4011 5400
Mail for information:
info@smifsfinance.com
helpdesk@smifsfinance.com